Taxi Fleet Insurance
Some of the benefits you will enjoy with our Taxi Fleet Insurance policies:
- Dedicated expert taxi fleet insurance team
- Unlimited taxi fleet insurance mileage policies
- Monthly taxi fleet insurance payment options available – via direct debit
- Fleet policies available for 3 – 400 plus vehicles
- Available for Mixed Vehicle Fleets – Cars, Vans, Trucks & Plant.
- Any Business & Pleasure Including – Haulage & Private Hire
- Self drive hire
- Any age of drivers
Understanding Taxi Fleet Insurance
Taxi companies combine the skills of driving well for a living while dealing with members of the public for numerous hours every day. As a taxi company you will be running a business 365 days a year which requires a great level of co-ordination and management. One unavoidable part of this management job is sourcing the best taxi fleet insurance for your company, ideally as cheaply as possible whilst not losing out on vital aspects of cover.
Taxi fleet insurance policies can cover for both mini and large taxi fleets, as well as contract work and home operators. The policies can be for new drivers as well as drivers who were previously renting.
There are ways to reduce the cost of the taxi insurance budget. Like with any type of motor insurance you can build up a good track record and end up saving a lot of money on the No Claims Bonus. This can range from 20 to 60% which means the savings can be significant.
Also similar to other types of motor insurance is the more experienced the taxi drivers are the more your taxi fleet insurance budget will benefit. The drivers need to have proof of the length of their experience which is evident by how long they have held their local authority taxi badge.
Additionally a taxi fleet insurance policy will look favourably when determining the taxi fleet insurance quote upon restricted driving. Many policies can offer large discounts for restricting the number of drivers per policy, especially if the policy incorporates that the driving is restricted to the owner only.
Some people also consider voluntary excess but this is something to think out with the long term possibilities in mind. Whilst in the short term having extra excess on your policy will save you money on the taxi insurance, in the medium to long term it will cost you if you need to claim.
Once you have worked out what is best for you some of the benefits in a Cover4 taxi fleet insurance policy can include:
- High level of cover at a lower cost
- Protected no claims bonus from 1 year upwards
- Unlimited windscreen cover
- Free 24 hour roadside assistance
- Free £50,000 legal expenses and complete accident management
- Free spouse cover for social use only, however this is subject to council approval
To fully understand how to get the best policy for your taxi fleet insurance requirements contact one of the Cover4 team of fleet experts on today who will find a cheap taxi fleet insurance that fully covers your requirements.
Type of Cover For Taxi Fleet Insurance
You can choose from the following types of cover, or alternatively to suit your car fleet’s requirement perhaps a combination of these – combined fleet insurance.
- Fully comprehensive
- Third Party
- Third party, fire and theft
Extensions To Your Taxi Fleet Insurance Policy
Some of the possible extensions to your taxi fleet insurance policy are as follows:
- Breakdown cover
- Windscreen cover
- Courtesy cars
- Legal expenses insurances
Declaration of Vehicle Use
When you are organising your taxi fleet insurance policy steer away from the temptation to cut corners on your declarations, as this will not serve you well in the event of a claim. The following being examples of the categories for the use of your vehicles:
- Haulage
- Carriage of Own Goods
- Carriage of hazardous Goods
- Airport Side Use Extension
- Private and / or Public Hire
- Social Domestic & Pleasure use only (SD&P)
- SD& P and Business Use
Your taxi fleet insurance policy is like yourself – unique. At Cover4 our team of taxi fleet insurance experts are on call to assist you and advice you according to your needs. We find solutions for you. Additionally our taxi fleet insurance can also cater for trailers which you may need to attach to your vehicles from time to time.
Please do not hesitate to call for advice or a taxi fleet insurance quote on 0845 458 6972
