Haulage Fleet Insurance

Like any type of insurance cover it is important to ensure you have a haulage fleet insurance policy which covers all possibilities properly.  However at the same time there are ways to keep it more cost effective which our experts describe here.  In order to understand how read over the haulage fleet insurance tips here.

If you want to get substantial discounts think carefully about restricted driving.  Bearing in mind that an any driver policy is more flexible when running a haulage fleet however you will pay a premium for this facility.  Therefore if you can organise your fleet in such a way that it is possible to restrict ideally to one owner/driver only or at least named individuals.

Another tip for saving on haulage fleet insurance is assessing limited use.  This means if the vast majority of business driving is carried out in Great Britain this can be applied.  Haulage fleet insurance policies can offer discounts to include those drivers who can limit their general use within Britain and possibly cater for those whom require annual foreign use in Europe.

Like other types of motor insurance there will be good savings to be made on the no claims bonus.  These are discounts given on no claims bonus on previous haulage fleet insurance policy and these savings can range from 20% up to 60%, meaning potentially great savings for proven records of claim-free driving.

Many haulage insurance policies have a compulsory excess of £500.  Voluntary excess can save money on the policy but if you need to make a claim then this will cost you.

In case you are not already aware the normal haulage insurance policy does not include the goods in transit cover.  This is a separate insurance that you will need also as well as public liability insurance.  

Trailer cover is normally included in the policy however it is wise to check to what extent.  Educate yourself about what the limitations are on the trailer cover and if the policy includes cover for when the trailer is not attached to the vehicle.

Taking these tips into consideration and knowing your own haulage fleet needs you may still have some other questions regarding the haulage fleet insurance.  The Cover4 experts are waiting to be of assistance on 0800 781 9790 to give you a cheap haulage fleet insurance quote.