Haulage Fleet Insurance
Some of the benefits you will enjoy with our Haulage Fleet Insurance policies:
- Dedicated expert haulage fleet insurance team
- Unlimited haulage fleet insurance mileage policies
- Monthly haulage fleet insurance payment options available – via direct debit
- Fleet policies available for 3 – 400 plus vehicles
- Available for Mixed Vehicle Fleets – Cars, Vans, Trucks & Plant.
- Any Business & Pleasure Including – Haulage & Private Hire
- Self drive hire
- Any age of drivers
Understanding Haulage Fleet Insurance
Like any type of insurance cover it is important to ensure you have a haulage fleet insurance policy which covers all possibilities properly. However at the same time there are ways to keep it more cost effective which our experts describe here. In order to understand how read over the haulage fleet insurance tips here.
If you want to get substantial discounts think carefully about restricted driving. Bearing in mind that the any driver policy is more flexible when running a haulage fleet however you will pay a premium for this facility.
Another tip for saving on haulage fleet insurance is assessing limited use. This means if the vast majority of business driving is carried out in Great Britain this can be applied. Haulage fleet insurance policies can offer discounts to include those drivers who can limit their general use within Britain and possibly cater for those whom require annual foreign use in Europe.
Like other types of motor insurance there will be good savings to be made on the fleet equivalent of a no claims bonus. These are discounts given on no claims bonus on previous haulage fleet insurance policy and these savings can range from 20% up to 60%, meaning potentially great savings for proven records of claim-free driving.
Many haulage insurance policies have a compulsory excess of £500. Voluntary excess can save money on the policy but if you need to make a claim then this will cost you.
In case you are not already aware the normal haulage insurance policy does not include the goods in transit cover. This is a separate insurance that you will need also as well as public liability insurance.
Trailer cover is normally included in the policy however it is wise to check to what extent. Educate yourself about what the limitations are on the trailer cover and if the policy includes cover for when the trailer is not attached to the vehicle.
Taking these tips into consideration and knowing your own haulage fleet needs you may still have some other questions regarding the haulage fleet insurance. The Cover4 experts are waiting to be of assistance on to give you a cheap haulage fleet insurance quote.
Types of Cover For Haulage Fleet Insurance
You can choose from the following types of cover, or alternatively to suit your commercial fleet’s requirement perhaps a combination of these – combined fleet insurance.
- Fully comprehensive
- Third Party
- Third party, fire and theft
Extensions To Your Haulage Fleet Insurance Policy
Some of the possible extensions to your haulage fleet insurance policy are as follows:
- Breakdown cover
- Windscreen cover
- Courtesy cars
- Legal expenses insurances
Declaration of Vehicle Use
When you are organising your haulage fleet insurance policy steer away from the temptation to cut corners on your declarations, as this will not serve you well in the event of a claim. The following being examples of the categories for the use of your vehicles:
- Haulage
- Carriage of Own Goods
- Carriage of Hazardous Goods
- Airport Side Use Extension
- Private and / or Public Hire
- Social Domestic & Pleasure use only (SD&P)
- SD& P and Business Use
In order to find out more and get a haulage fleet insurance quote now call one of the dedicated team on 0845 458 6972
