Best Taxi Fleet Insurance

Taxi companies combine the skills of driving well for a living while dealing with members of the public for numerous hours every day.  As a taxi company you will be running a business 365 days a year which requires a great level of co-ordination and management.  One unavoidable part of this management job is sourcing the best taxi fleet insurance for your company, ideally as cheaply as possible whilst not losing out on vital aspects of cover.

Taxi fleet insurance policies can cover for both mini and large taxi fleets, as well as contract work and home operators.  The policies can be for new drivers as well as drivers who were previously renting.

How To Reduce The Cost Of Taxi Fleet Insurance

There are ways to reduce the cost of the taxi insurance budget.  Like with any type of motor insurance you can build up a good track record and end up saving a lot of money on the No Claims Bonus.  This can range from 20 to 60% which means the savings can be significant.

Also similar to other types of motor insurance is the more experienced the taxi drivers are the more your taxi fleet insurance budget will benefit. The drivers need to have proof of the length of their experience which is evident by how long they have held their local authority taxi badge.

Additionally a taxi fleet insurance policy will look favourably when determining the taxi fleet insurance quote upon restricted driving.  Many policies can offer large discounts for restricting the number of drivers per policy, especially if the policy incorporates that the driving is restricted to the owner only.

Some people also consider voluntary excess but this is something to think out with the long term possibilities in mind.  Whilst in the short term having extra excess on your policy will save you money on the taxi insurance, in the medium to long term it will cost you if you need to claim.

Once you have worked out what is best for you some of the benefits in a Cover4 taxi fleet insurance policy can include:

• High level of cover at a lower cost
• Protected no claims bonus from 1 year upwards
• Unlimited windscreen cover
• Free 24 hour roadside assistance
• Free £50,000 legal expenses and complete accident management
• Free spouse cover for social use only, however this is subject to council approval

Get A Cheap Taxi Fleet Insurance Quote

To fully understand how to get the best policy for your taxi fleet insurance requirements contact one of the Cover4 team of fleet experts on today who will find a cheap taxi fleet insurance that fully covers your requirements.

Call our team now on:

0800 781 9790

Alternatively you get a quote quickly online by clicking on:

Free Fleet Insurance Quote

Making a decision on motor fleet insurance means taking into account a variety of factors; the first one is what types of cover you will require.

Will The Motor Fleet Insurance Policy Cover Be:

• Fully comprehensive
• Third party, fire and theft
• Third party

How Is The Motor Fleet Insurance Quote Affected By The Age Of Your Fleet Drivers?

They can fall into the following age brackets:

• Any licensed driver over 30
• Any licensed driver over 25
• Any licensed driver over 20

Bear in mind that the older the fleet drivers the more potential savings on your motor fleet insurance costs.

Does the motor fleet have over 50 vehicles?

If the motor fleet has over 50 vehicles you are eligible for a free onsite Green Fleet Review from the Department for Transport Advice.  If your fleet is smaller than this you can still have free phone consultations.

By putting the advised practices into place a motor fleet with over 100 vehicles can save up to £90,000.

Cover 4 Fleet Insurance Team Can Save You Money On Motor Fleet Insurance

The team at Cover4Fleet are constantly trying to help save their motor fleet insurance customers money, so do not hesitate to call now on to find the best motor fleet insurance policy for your needs.

Call our team now on:

0800 781 9790

Alternatively you get a quote quickly online by clicking on:

Free Fleet Insurance Quote

Get A Cost Effective Minibus Fleet Insurance Quote

When it comes to minibus fleet insurance you may need a tailormade solution depending on the minibus fleet.  With over 60 years experience in specialist insurance the Cover4 team can offer invaluable advice and a cheap minibus fleet insurance quote.

Who May Need Minibus Fleet Insurance?

Finding the best minibus fleet insurance that is specialist and takes into account the purpose of the minibuses is a challenge, some of which may be as following:

• School Groups
• Play Groups
• Community Transport Groups
• Church Goers
• Residential Homes
• Nursing Homes
• Youth Groups

However at Cover4Fleet whatever the minibus fleet insurance needs the team can advise and get the best minibus insurance policy to suit.

Some Of The Aspects Included In Minibus Fleet Insurance Cover Are:

• UK & European use
• Any driver available
• Breakdown cover
• Windscreen cover
• Legal expenses cover
• Immediate cover available

Clients for minibus fleet insurance are organisations such as tour operators, taxi operators, private hire operators, contract hire operators and public hire operators.

Please do not hesitate to call one of the friendly team of fleet experts on:

Call our team now on:

0800 781 9790

Alternatively you get a quote quickly online by clicking on:

Free Fleet Insurance Quote

Like any type of insurance cover it is important to ensure you have a haulage fleet insurance policy which covers all possibilities properly.  However at the same time there are ways to keep it more cost effective which our experts describe here.  In order to understand how read over the haulage fleet insurance tips here.

How To Reduce The Cost Of Haulage Fleet Insurance

If you want to get substantial discounts think carefully about restricted driving.  Bearing in mind that an any driver policy is more flexible when running a haulage fleet however you will pay a premium for this facility.  Therefore if you can organise your fleet in such a way that it is possible to restrict ideally to one owner/driver only or at least named individuals.

Another tip for saving on haulage fleet insurance is assessing limited use.  This means if the vast majority of business driving is carried out in Great Britain this can be applied.  Haulage fleet insurance policies can offer discounts to include those drivers who can limit their general use within Britain and possibly cater for those whom require annual foreign use in Europe.

Like other types of motor insurance there will be good savings to be made on the no claims bonus.  These are discounts given on no claims bonus on previous haulage fleet insurance policy and these savings can range from 20% up to 60%, meaning potentially great savings for proven records of claim-free driving.

Does Haulage Fleet Insurance Have A Compulsory Excess?

Many haulage insurance policies have a compulsory excess of £500.  Voluntary excess can save money on the policy but if you need to make a claim then this will cost you.

In case you are not already aware the normal haulage insurance policy does not include the goods in transit cover.  This is a separate insurance that you will need also as well as public liability insurance.

Trailer cover is normally included in the policy however it is wise to check to what extent.  Educate yourself about what the limitations are on the trailer cover and if the policy includes cover for when the trailer is not attached to the vehicle.

Get A Cheap Haulage Fleet Insurance Quote Now

Taking these tips into consideration and knowing your own haulage fleet needs you may still have some other questions regarding the haulage fleet insurance.  The Cover4 experts are waiting to be of assistance on to give you a cheap haulage fleet insurance quote.

Call our team now on:

0800 781 9790

Alternatively you get a quote quickly online by clicking on:

Free Fleet Insurance Quote

Who Can Get Family Fleet Insurance Or Home Fleet Insurance?

If you are a multi vehicle family it is time to consider a family fleet insurance policy. This is an excellent way to save money and also to have less hassle with different renewals dates and paperwork.  To qualify you need to have 3 vehicles or more to put under the policy.

Other names for family fleet insurance are mini fleet insurance, multi vehicle insurance, home fleet insurance, multi car insurance but whatever name you prefer it boils down to an easier life.

The family fleet cover can be as extensive as you wish.  It is a great way to give yourself peace of mind and get rid of additional costs and multiple renewals dates.

Mini Fleet Insurance or Family Fleet Insurance Gives You:

• More buying power than several smaller policies
• Fleet policies often offer more flexibility than individual motor insurance policies
• You benefit from the expert advice of a fleet specialist who understands your circumstances

In Order To Find Out More Or Get A Family Fleet Insurance Quote Call Our Friendly Team:

Call our team now on:

0800 781 9790

Alternatively you get a quote quickly online by clicking on:

Free Fleet Insurance Quote

Tips For Cheaper Company Fleet Insurance

When looking to find the most competitive quote and suitable cover for your company fleet insurance, the following tips should help.  By knowing what elements an insurance company analyses you will learn what changes you could make in your fleet management to become a healthier insurance prospect. Our team at Cover4 are available to advise you for free on 0800 781 9790

Company Fleet Insurance Is Analysed In The Following Ways:

• How many vehicles will go under the company fleet insurance policy?
• What are the ages of the vehicles?
• What are the models and engine types of the vehicles?
• What are the ages and experience of your drivers’
• Do the vehicles have security devices?
• Where are the vehicles stored?

The amount of vehicles will naturally affect the cost of your company fleet insurance policy, but for peace of mind it is best to include all vehicles within the company car insurance fleet policy.

The models, age and engine types all have a bearing on the cost.  Keep your fleet up to date and remember that in each class there is one model considered the best from a green perspective.  Lists of these vehicles can be found on the ACT ON CO2 website which is helpful in the long term for a cheap company fleet insurance and running costs.

The age and experience of drivers is an area where you can make savings by hiring drivers over 30 with clean records.  As the number of older drivers increase, so does your company fleet insurance cost decrease.  Remember if you happen to have any sporty or high end vehicles do a voluntary age restriction for these vehicles, this will also help save money.

Security devices are important both on a day to day basis but also as part of your effort to reduce your company fleet insurance costs.  The likes of security alarms, immobilisers and tracking devices are looked upon favourably by insurance companies.  At the same time they will give more protection to your vehicles.

The location for storage of your vehicles is another important factor.  Ideally they should be kept in your garage as obviously ones that are stored in open areas have higher risks.  This is another tip to reduce the cost of your company fleet insurance.

Please Feel Free To Call For A Company Fleet Insurance Quote:

Call our team now on:

0800 781 9790

Alternatively you get a quote quickly online by clicking on:

Free Fleet Insurance Quote

Best Commercial Fleet Insurance

Managing a fleet has become even more of a challenge with the current economy and attempts towards a greener environment.  An important part of the challenge is finding the best commercial fleet insurance at the most cost effective price that fits the requirements of your fleet.

Regardless of the size of your fleet, there are ways which will help you keep the cost of your commercial fleet insurance down.  As you expand the fleet or need to hire new drivers, bear in mind that the drivers that fall into the higher age bracket, over 30 years old, will add up to a more cost effective and cheap commercial fleet insurance policy.

Also if the fleet includes high end or sporty cars another way to save money on your policy is to voluntarily restrict the driving age for these vehicles.

Commercial Fleet Insurance Advice

Cover4 has a specialist team of Fleet Advisors waiting to assist you and offer advice to further reduce your costs while still matching the requirements perfectly for your commercial fleet insurance policy.  The Department for Transport also has advice documents available with tips for fleet management.  The following is a short summary of some of their information.

Department for Transport Advice
There are numerous practical solutions available to organisations to reduce costs and carbon emissions from their vehicle use.  Did you know that a commercial fleet of 100 vehicles can save up to £90,000 per year by implementing green fleet practices?  The DfT funds the Energy Savings Trust in order to deliver free, independent advice to companies to minimise carbon emissions associated with business travel.

Typically savings can be made by purchasing lower carbon vehicles, encouraging your drivers to change their behavior in order to lead to lower fuel consumption and to encourage reduced vehicle usage.  Making your fleet green does not have to mean changing the class of your vehicle.  You can reduce the CO2 emissions and fuel bills by up to 25% just by choosing the most efficient vehicle within that class.

If you have more than 50 vehicles you are eligible for a free onsite Green Fleet Review.  If your fleet is smaller than this you can still avail of telephone consultations with tailored advice for your organisation.

Want A More Effective Commercial Fleet Insurance Quote?

Call our team now on:

0800 781 9790

Alternatively you get a quote quickly online by clicking on:

Free Fleet Insurance Quote

Our team of fleet insurance experts is here to help you and assist you evaluate the best motor fleet insurance cover at the most cost effective rate.

Call our team now on:

0800 781 9790

Alternatively you get a quote quickly online by clicking on:

Free Fleet Insurance Quote

Whether you are new to car fleet insurance or shopping around for a more competitive policy, the first thing you need to know is that to qualify for car fleet insurance you should have a minimum of 3 cars.  The reason for this is simple – if you have less than 3 vehicles it would end up being more competitive for you to ensure then on an individual basis.

Car Fleet Insurance-Age of Drivers

One tip to bear in mind when hiring drivers for your vehicles is the money you can save on your car fleet insurance policy by having drivers who fall into the higher end age bracket.

Below are the common age brackets:

• Any Licensed Driver Over 30
• Any Licensed Driver Over 25
• Any Licensed Driver Over 21

As a fleet grows this can represent increasing and substantial savings; in other words money in your pocket!  So the more drivers who are in the higher age bracket the larger the discount you will receive from your fleet insurance company.

If your fleet includes sporty or high end cars, it is worth considering declaring to your insurance company that you will voluntarily restrict the driving age for these cars. This is another tip for saving money on your car fleet insurance policy.

Car Fleet Insurance-Type of Cover

You can choose from the following types of cover, or alternatively to suit your car fleet’s requirement perhaps a combination of these – combined fleet insurance.

• Fully comprehensive
• Third Party
• Third party, fire and theft

Extensions To Your Car Fleet Insurance Policy

Some of the possible extensions to your car fleet insurance policy are as follows:

• Breakdown cover
• Windscreen cover
• Courtesy cars
• Legal expenses insurances

Declaration of Vehicle Use

When you are organising your car fleet insurance policy steer away from the temptation to cut corners on your declarations, as this will not serve you well in the event of a claim.  The following being examples of the categories for the use of your vehicles:

• Haulage
• Carriage of Own Goods
• Carriage of hazardous Goods
• Airport Side Use Extension
• Private and / or Public Hire
• Social Domestic & Pleasure use only (SD&P)
• SD& P and Business Use

Your car fleet insurance policy is like yourself – unique.  At Cover4 our team of car fleet insurance experts are on call to assist you and advice you according to your needs.  We find solutions for you.  Additionally our car fleet insurance can also cater for trailers which you may need to attach to your vehicles from time to time.

0800 781 9790

Alternatively you get a quote quickly online by clicking on:

Free Fleet Insurance Quote