Company Fleet Insurance
Some of the benefits you will enjoy with our Company Fleet Insurance policies:
- Dedicated expert company fleet insurance team
- Unlimited company fleet insurance mileage policies
- Monthly company fleet insurance payment options available – via direct debit
- Fleet policies available for 3 – 400 plus vehicles
- Available for Mixed Vehicle Fleets – Cars, Vans, Trucks & Plant.
- Any Business & Pleasure Including – Haulage & Private Hire
- Self drive hire
- Any age of drivers
Understanding Company Fleet Insurance
When looking to find the most competitive quote and suitable cover for your company fleet insurance, the following tips should help. By knowing what elements an insurance company analyses you will learn what changes you could make in your fleet management to become a healthier insurance prospect. Our team at Cover4 are available to advise you for free on 0845 458 6972.
Company Fleet Insurance is analysed in the following ways:
- How many vehicles will go under the company fleet insurance policy?
- What are the ages of the vehicles?
- What are the models and engine types of the vehicles?
- What are the ages and experience of your drivers’
- Do the vehicles have security devices?
- Where are the vehicles stored?
The amount of vehicles will naturally affect the cost of your company fleet insurance policy, but for peace of mind it is best to include all vehicles within the company car insurance fleet policy.
The models, age and engine types all have a bearing on the cost. Keep your fleet up to date and remember that in each class there is one model considered the best from a green perspective. Lists of these vehicles can be found on the ACT ON CO2 website which is helpful in the long term for a cheap company fleet insurance and running costs.
The age and experience of drivers is an area where you can make savings by hiring drivers over 30 with clean records. As the number of older drivers increase, so does your company fleet insurance cost decrease. Remember if you happen to have any sporty or high end vehicles do a voluntary age restriction for these vehicles, this will also help save money.
Security devices are important both on a day to day basis but also as part of your effort to reduce your company fleet insurance costs. The likes of security alarms, immobilisers and tracking devices are looked upon favourably by insurance companies. At the same time they will give more protection to your vehicles.
The location for storage of your vehicles is another important factor. Ideally they should be kept in your garage as obviously ones that are stored in open areas have higher risks. This is another tip to reduce the cost of your company fleet insurance. Please feel free to call for a company fleet insurance quote on 0845 458 6972
Types of Cover For Company Fleet Insurance
You can choose from the following types of cover, or alternatively to suit your company fleet’s requirement perhaps a combination of these – combined fleet insurance.
- Fully comprehensive
- Third Party
- Third party, fire and theft
Extensions To Your Company Fleet Insurance Policy
Some of the possible extensions to your company fleet insurance policy are as follows:
- Breakdown cover
- Windscreen cover
- Courtesy cars
- Legal expenses insurances
Declaration of Vehicle Use
When you are organising your company fleet insurance policy steer away from the temptation to cut corners on your declarations, as this will not serve you well in the event of a claim. The following being examples of the categories for the use of your vehicles:
- Haulage
- Carriage of Own Goods
- Carriage of Hazardous Goods
- Airport Side Use Extension
- Private and / or Public Hire
- Social Domestic & Pleasure use only (SD&P)
- SD& P and Business Use
Want to get a quote or ask any questions about company fleet insurance, call our dedicated team on 0845 458 6972
