Commercial Fleet Insurance
Some of the benefits you will enjoy with our Commercial Fleet Insurance policies:
- Dedicated expert commercial fleet insurance team
- Unlimited commercial fleet insurance mileage policies
- Monthly commercial fleet insurance payment options available – via direct debit
- Fleet policies available for 3 – 400 plus vehicles
- Available for Mixed Vehicle Fleets – Cars, Vans, Trucks & Plant.
- Any Business & Pleasure Including – Haulage & Private Hire
- Self drive hire
- Any age of drivers
Understanding Commercial Fleet Insurance
Managing a fleet has become even more of a challenge with the current economy and attempts towards a greener environment. An important part of the challenge is finding the best commercial fleet insurance at the most cost effective price that fits the requirements of your fleet.
Regardless of the size of your fleet, there are ways which will help you keep the cost of your commercial fleet insurance down. As you expand the fleet or need to hire new drivers, bear in mind that the drivers that fall into the higher age bracket, over 30 years old, will add up to a more cost effective and cheap commercial fleet insurance policy.
Also if the fleet includes high end or sporty commercials another way to save money on your policy is to voluntarily restrict the driving age for these vehicles.
Cover4 has a specialist team of Fleet Advisors waiting to assist you and offer advice to further reduce your costs while still matching the requirements perfectly for your commercial fleet insurance policy.
Types of Cover For Commercial Fleet Insurance
You can choose from the following types of cover, or alternatively to suit your commercial fleet’s requirement perhaps a combination of these – combined fleet insurance.
- Fully comprehensive
- Third Party
- Third party, fire and theft
Extensions To Your Commercial fleet Insurance Policy
Some of the possible extensions to your commercial fleet insurance policy are as follows:
- Breakdown cover
- Windscreen cover
- Courtesy cars
- Legal expenses insurances
Declaration of Vehicle Use
When you are organising your commercial fleet insurance policy steer away from the temptation to cut corners on your declarations, as this will not serve you well in the event of a claim. The following being examples of the categories for the use of your vehicles:
- Haulage
- Carriage of Own Goods
- Carriage of Hazardous Goods
- Airport Side Use Extension
- Private and / or Public Hire
- Social Domestic & Pleasure use only (SD&P)
- SD& P and Business Use
Department for Transport Advice
There are numerous practical solutions available to organisations to reduce costs and carbon emissions from their vehicle use. Did you know that a commercial fleet of 100 vehicles can save up to £90,000 per year by implementing green fleet practices? The DfT funds the Energy Savings Trust in order to deliver free, independent advice to companies to minimise carbon emissions associated with business travel.
Typically savings can be made by purchasing lower carbon vehicles, encouraging your drivers to change their behavior in order to lead to lower fuel consumption and to encourage reduced vehicle usage. Making your fleet green does not have to mean changing the class of your vehicle. You can reduce the CO2 emissions and fuel bills by up to 25% just by choosing the most efficient vehicle within that class.
If you have more than 50 vehicles you are eligible for a free onsite Green Fleet Review. If your fleet is smaller than this you can still avail of telephone consultations with tailored advice for your organisation.
To help you in your challenge of finding a more cost effective commercial fleet insurance policy speak to one of the Cover4 experts for free now on 0845 458 6972
