Car Fleet Insurance
Some of the benefits you will enjoy with our Car Fleet Insurance policies:
- Dedicated expert car fleet insurance team
- Unlimited car fleet insurance mileage policies
- Monthly car fleet insurance payment options available – via direct debit
- Fleet policies available for 3 – 400 plus vehicles
- Available for Mixed Vehicle Fleets – Cars, Vans, Trucks & Plant.
- Any Business & Pleasure Including – Haulage & Private Hire
- Self drive hire
- Any age of drivers
Understanding Car Fleet Insurance
Whether you are new to car fleet insurance or shopping around for a more competitive policy, the first thing you need to know is that to qualify for car fleet insurance you should have a minimum of 3 cars. The reason for this is simple – if you have less than 3 vehicles it would end up being more competitive for you to ensure then on an individual basis.
Age of Drivers
One tip to bear in mind when hiring drivers for your vehicles is the money you can save on your car fleet insurance policy by having drivers who fall into the higher end age bracket.
Below are the common age brackets:
- Any Licensed Driver Over 30
- Any Licensed Driver Over 25
- Any Licensed Driver Over 21
As a fleet grows this can represent increasing and substantial savings; in other words money in your pocket! So the more drivers who are in the higher age bracket the larger the discount you will receive from your fleet insurance company.
If your fleet includes sporty or high end cars, it is worth considering declaring to your insurance company that you will voluntarily restrict the driving age for these cars. This is another tip for saving money on your car fleet insurance policy.
Type of Cover For Car Fleet Insurance
You can choose from the following types of cover, or alternatively to suit your car fleet’s requirement perhaps a combination of these – combined fleet insurance.
- Fully comprehensive
- Third Party
- Third party, fire and theft
Extensions To Your Car fleet Insurance Policy
Some of the possible extensions to your car fleet insurance policy are as follows:
- Breakdown cover
- Windscreen cover
- Courtesy cars
- Legal expenses insurances
Declaration of Vehicle Use
When you are organising your car fleet insurance policy steer away from the temptation to cut corners on your declarations, as this will not serve you well in the event of a claim. The following being examples of the categories for the use of your vehicles:
- Haulage
- Carriage of Own Goods
- Carriage of hazardous Goods
- Airport Side Use Extension
- Private and / or Public Hire
- Social Domestic & Pleasure use only (SD&P)
- SD& P and Business Use
Your car fleet insurance policy is like yourself – unique. At Cover4 our team of car fleet insurance experts are on call to assist you and advice you according to your needs. We find solutions for you. Additionally our car fleet insurance can also cater for trailers which you may need to attach to your vehicles from time to time.
Please do not hesitate to call for advice or a car fleet insurance quote on 0845 458 6972
